IndustriesB2B payments built forthe food industry
Bring payments from grocers, supermarkets, HoReCa and distributors onto one platform. Stop carrying cash on van sales, and see payments from thousands of small outlets on one screen.
From Altınmarka to Boston, leading brands run their B2B payments on Tahsildar.
The payment problems food companies know best
Food and beverage producers, distributors, wholesalers and companies selling through dealer networks to grocers, supermarkets and HoReCa outlets run into the same issues. Tahsildar has a ready answer for each.
Physical POS
Online Payments
Dealer Payments
Dealer Order Management
Dealer Financing
ERP / CRM Integration
DBS Reporting
Commercial ScoringCarrying cash and cheques on van sales
Much of food distribution runs on van sales, going from grocer to grocer. Reps collect cash and cheques all day, payments are confirmed only when handed in at the end of the day, and the risk of carrying cash stays in the field.
Solution
- Assign a Physical POS to your van sales rep, who takes card payments in the field independently of the dealer
- Single-payment sales land on your company card the next day at 0% fee, weekends and public holidays included
- See which POS is with which rep and how much came in from each outlet on one screen
- Payment links reach remote outlets by SMS or QR code; no website needed
- One fixed fee across all partner banks; no inactivity fee and no minimum turnover
Assign a Physical POS to your van sales rep, who takes card payments in the field independently of the dealer- The rep collects cash and cheques
- Payments are handed in at night
- Who paid only becomes clear in accounting the next day
- The grocer pays by card on the rep’s POS
- Single-payment sales on your card the next day at 0% fee
- Payments from the whole route on one screen
Less cash in the field. Payments show up without waiting for the evening.
Small payments from thousands of grocers and shops
Thousands of grocers, supermarkets, kiosks and cafés each make small but frequent payments. Payments falling due are chased by phone, and open balances are tracked by distributor in Excel.
Solution
- Send bulk payment links to all your outlets in one click; links go out automatically by SMS and email
- Automatic reminders go out before the due date; late payments show in the panel and your finance team is notified
- Outlets pay by card, in a single payment or in instalments
- Distributors and dealers take payments from their customers and pay you from the same screen with Dealer Payments
- In the parent company, distributor and sub-dealer chain, everyone sees their own reports and you see the whole network
- The rep calls outlets one by one
- Payment promises are written into a ledger
- Late outlets are noticed at month-end
- Bulk payment links go to 1,240 outlets
- Automatic reminders go out before the due date
- Paid and due on one screen
Small payments run themselves. Every outlet’s status on one screen.
Small, frequent orders by phone
Short shelf-life products are ordered in small but frequent batches. Orders arrive by phone or message, cases, units and outlet-specific prices are checked by hand, and delivery and payment are tracked separately.
Solution
- Dealers and outlets order from your private B2B storefront using price lists specific to their group
- Units of measure and unit conversion: case, pack, piece; stock by warehouse
- Category and brand discounts, volume target discounts, coupons
- The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
- Your field team enters sales rep orders and sub-dealers place their own; orders and payments sync to your ERP
- The supermarket sends its order list by message
- Cases and prices are worked out by hand
- The order is keyed into the ERP line by line
- The supermarket builds the basket with its own price list
- Case units and warehouse stock show in the basket
- Pays; the order and payment sync to the ERP
Orders arrive together with payment. Bank transfers are matched to the order too.
Post-dated cheques and notes from distributors
Regional distributors often buy on post-dated cheques and promissory notes. Holiday, seasonal and promotional shipments grow open receivables, and one bounced cheque upsets the cash plan of a thin-margin business.
Solution
- Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
- No waiting on cheque or promissory note maturities; your dealer repays the bank on term
- Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
- With Fibabanka and İşbank İşPay (DijiKolay Finansman), without visiting a branch
- Terms of up to 18 months, company-specific pricing and cost sharing with Fibabanka
- The distributor hands over a 90-day post-dated cheque
- You finance the holiday stock for three months
- Whether the cheque clears stays uncertain until maturity
- The dealer chooses to pay with financing at checkout · Fibabanka, 12 months
- Once the loan is disbursed, the amount lands in your account
- The term sits between your dealer and the bank; you are not a guarantor
Shipments are paid for at once. The amount is in your account on the day the loan is disbursed.
Many small payments, many accounts
Card, transfer and cash payments from thousands of outlets are spread across different banks. Posting each to the right account, separating refunds and reconciling with distributors is a daily burden for accounting.
Solution
- Dealers pay from their own screen, so the payer is known; the payment posts to their customer account in your ERP
- Payments, POS transactions, refunds and voids post to the right customer account
- Customer master data, balances, open items and invoices sync from your ERP to Tahsildar
- Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
- Sync timing is set in the panel and every sync is logged
- Each bank statement is downloaded separately
- The customer is found from the description and the payment posted by hand
- Distributor reconciliation is done by phone
- Every payment posts to the right customer account in the ERP
- Refunds and voids post to the right account too
- A failed sync shows up with its reason
Less double entry, an ERP that stays current. End-of-day reconciliation gets shorter.
Distributor limits spread across banks
In food, credit sales to distributors commonly run through several banks under Turkey’s Direct Debit System (DBS). How much limit each distributor has left at each bank sits on separate screens, and a distributor whose purchases are falling is often noticed late.
Solution
- DBS Reporting: DBS credit limits, utilisation, invoices and maturities across all banks in one panel
- An alert before a dealer’s limit is used up; settled and outstanding invoices tracked separately
- Commercial Scoring: your whole dealer network monitored continuously, with deterioration visible weeks before a late payment
- No paperwork from dealers, no extra integration
Both products are in development. DBS Reporting is reporting only; Commercial Scoring is for companies that run dealer payments on Tahsildar.
- Three banks’ DBS screens are checked one by one
- A used-up limit is noticed at shipment
- A struggling distributor shows up when a payment is late
- Limit and utilisation at all three banks on one screen
- An alert before the limit is used up
- A notification when the distributor’s grade changes
Shipment decisions backed by data. See the limit and direction before you ship.
Frequently asked questions
Can’t find the answer you need? Review your distribution network’s payment set-up with our team.
+90 850 532 75 05Food and beverage companies selling to dealers, distributors, grocers, supermarkets or HoReCa outlets: producers, distributors and wholesalers. As the parent company, you track payments across your whole network on one screen.
Assign a Physical POS to your van sales rep, who takes card payments in the field independently of the dealer. Single-payment sales land on your company card the next day at 0% fee, and you see which POS is with which rep on one screen.
Yes. In Online Payments you send bulk payment links to all your outlets in one click, and links go out automatically by SMS and email. You track who opened and paid on one screen and set up automatic reminders before the due date.
Yes. With Dealer Order Management they order from your private storefront with their own price list, and the basket closes with payment by card, bank transfer, Dealer Financing or on account. Orders and payments sync to your ERP.
By credit card in a single payment or in instalments, or with Dealer Financing. With Dealer Financing, the amount goes straight to your company once the loan is disbursed, and your dealer repays the bank on term. Your company never becomes the dealer’s debtor or guarantor.
Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.
Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.
Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.
Let’s plan your food payments together
Fill in the form and we’ll review your distributor, van sales and outlet payments with you in a free demo.