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B2B payments built forthe automotive industry

Bring payments from spare parts dealers to authorised service centres onto one platform. Get paid without waiting on post-dated cheques, with every payment posted to the right customer account in your ERP.

Request a free demoHow it works

From Ofis Yem to Uno, leading brands run their B2B payments on Tahsildar.

Ofis Yem
Arora
Audio
CP
Kütahya Porselen
Gelecek Varlık
Motolux
Uno
At a spare-parts counter, a dealer checks a brake disc while a sales clerk enters the order on a laptop
Spare-parts dealer payments in one place
Problems and solutions

The payment problems automotive companies know best

Spare parts and aftermarket brands, tyre, battery and lubricant makers, and vehicle, commercial vehicle and construction equipment distributors run into the same issues. Tahsildar has a ready answer for each.

01 · TermsLong terms on cheques and promissory notesYou ship today and get paid months later, and the risk of a bounced cheque stays with you.SolutionDealer Financing02 · NetworkCollecting from thousands of small buyersPayments from service centres, garages and parts dealers depend on phone calls, field reps and Excel.SolutionDealer PaymentsOnline Payments03 · OrdersOrders by phone and WhatsAppDealer prices and stock sit in Excel; orders and payments live in different places.SolutionDealer Order Management04 · ReconciliationWhich payment belongs to which account?Payments arrive at different banks and accounting posts each one to a customer account by hand.SolutionERP / CRM Integration05 · POSMulti-bank POS and fees that slip throughEvery bank has its own rate, instalment promotion and settlement time; charges go unchecked.SolutionPayment OrchestrationPOS Reporting06 · Dealer riskComing soonDBS credit limits spread across banksLimits and risk sit on each bank’s own screen; trouble shows up as a late payment.SolutionDBS ReportingCommercial Scoring
Problem 1 · Terms

Long terms on cheques and promissory notes

Post-dated cheques and promissory notes are still common in spare parts, tyre and battery sales. You ship the order today and get paid months later, tying up your working capital and leaving the risk of a bounced cheque with you.

Solution

  • Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
  • No waiting on cheque or promissory note maturities; your dealer repays the bank on term
  • Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
  • With Fibabanka and İşbank İşPay (DijiKolay Finansman), without visiting a branch
  • Terms of up to 18 months, company-specific pricing and cost sharing with Fibabanka
Dealer Financing
Pre-season tyre order
Marmara Tyres · TRY 850,000
Illustrative example
The usual way
  1. The dealer hands over a 120-day post-dated cheque
  2. You finance the order for four months
  3. Whether the cheque clears stays uncertain until maturity
With Tahsildar
  1. The dealer chooses to pay with financing at checkout · Fibabanka, 12 months
  2. Once the loan is disbursed, the amount lands in your account
  3. The term sits between your dealer and the bank; you are not a guarantor

No receivable left waiting. The amount is in your account on the day the loan is disbursed.

Problem 2 · Network

Collecting from thousands of small buyers

Your automotive network is more than dealers: service centres, independent garages, sub-dealers and fleets all buy from you. Getting paid often relies on reminder calls, cheques picked up by field reps and a spreadsheet showing who has paid.

Solution

  • Dealers, sub-dealers and service centres pay you 24/7 from their own screen, by card in a single payment or in instalments
  • Payment links go out by SMS, email or QR code, and can be sent to your whole network in one click
  • Automatic reminders go out before the due date; late payments show up in the panel and your finance team is notified
  • Set a separate payment set-up and credit limit for each dealer
  • In the parent company, dealer and sub-dealer chain, everyone sees their own reports and you see the whole network

In Turkey, paying B2B invoices by card in instalments is common practice.

ServiceYour dedicated account manager sets up new dealers and users for you.
Dealer PaymentsOnline Payments
Open balances at month-end
Service centres and parts dealers · 312 accounts
Illustrative example
The usual way
  1. Field reps call dealers one by one and pick up cheques
  2. A bank transfer arrives and the payer is worked out from the receipt
  3. Who hasn’t paid only becomes clear in Excel at month-end
With Tahsildar
  1. Payment links go to 312 accounts by SMS and email in one click
  2. Dealers pay by card, in a single payment or in instalments
  3. Automatic reminders go out before the due date
Paid
248
Due
51
Overdue
13

Getting paid no longer depends on the phone. You see who has paid and who is due on one screen.

Problem 3 · Orders

Orders by phone and WhatsApp

A parts dealer calls or messages to order, asking about price and stock. Dealer-specific price lists live in Excel, stock in the warehouse, and payment is tracked somewhere else entirely.

Solution

  • Dealers order from your private B2B storefront using price lists specific to their dealer group
  • Stock by warehouse, units of measure, category and brand discounts, and volume target discounts
  • The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
  • Your sales reps order from the field and sub-dealers from their own screen
  • Orders and payments sync to your ERP, and the payment posts to the dealer’s account
ServiceOur team uploads your products, price lists and settings during onboarding.
Dealer Order Management
Dealer order
Aegean Auto Parts · 14 lines
Illustrative example
The usual way
  1. The dealer calls to ask about price and stock
  2. The order goes to the warehouse by email and the invoice to accounting
  3. Payment is chased and matched separately
With Tahsildar
  1. The dealer builds the basket with their own price list and warehouse stock
  2. Pays by card, bank transfer or financing
  3. The order and payment sync to the ERP and post to the account

Order and payment in one flow. Bank transfers are matched to the order too.

Problem 4 · Reconciliation

Which payment belongs to which account?

Payments reach different banks through different channels, and the transfer description rarely carries the customer code. Accounting posts each payment by hand, and dealer reconciliation drags out the month-end close.

Solution

  • Dealers pay from their own screen, so the payer is known; the payment posts to their customer account in your ERP
  • Payments, POS transactions, refunds and voids post to the right customer account
  • Customer master data, balances, open items and invoices sync from your ERP to Tahsildar
  • Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
  • Sync timing is set in the panel and every sync is logged
ERP / CRM Integration
End-of-day payments
47 payments · 5 acquirers
Illustrative example
The usual way
  1. Each bank statement is downloaded separately
  2. The customer is found from the description and the payment posted by hand
  3. Dealer reconciliation is done by phone at month-end
With Tahsildar
  1. Every payment posts to the dealer’s customer account in the ERP
  2. Refunds and voids post to the right account too
  3. A failed sync shows up with its reason

Less double entry, an ERP that stays current. Month-end reconciliation gets shorter.

Problem 5 · POS

Multi-bank POS and fees that slip through

Your dealers pay with cards from different banks and in different instalments. Each bank has its own processing rate, instalment promotion and settlement time, and whether the fee charged matches your agreement often goes unchecked.

Solution

  • Payment Orchestration routes every payment to the most suitable POS according to your rules
  • 23 banks and 23 payment institutions; separate POS, instalment and fee set-ups for each dealer
  • Open or close instalments for your dealers; absorb the instalment interest or pass it on
  • POS Reporting compares the agreed rate with the rate charged on every transaction and alerts you to deviations
  • A settlement calendar shows what lands in your account and when; POS terminals outside Tahsildar are covered too
ServiceGet a free POS pricing quote from at least 3 payment institutions.
Payment OrchestrationPOS Reporting
Dealer payment
Anatolia Batteries · TRY 186,400 · 6 instalments
Illustrative example
The usual way
  1. The payment goes through whichever bank POS is open
  2. The fee only shows up on the month-end statement
  3. A rate difference that goes unnoticed becomes a loss
With Tahsildar
  1. A rule routes the transaction to the best POS for this card and instalment
  2. The rate charged is checked against your agreement
  3. The payout is verified against your bank account

The cost of every transaction is visible. You get an alert when a rate deviates.

Problem 6 · Dealer riskComing soon

DBS credit limits spread across banks

In automotive, credit sales to dealers commonly run through several banks under Turkey’s Direct Debit System (DBS). How much limit each dealer has left at each bank sits on separate screens, and a struggling dealer is often noticed only when a payment is late.

Solution

  • DBS Reporting: DBS credit limits, utilisation, invoices and maturities across all banks in one panel
  • An alert before a dealer’s limit is used up; settled and outstanding invoices tracked separately
  • Commercial Scoring: your whole dealer network monitored continuously, with deterioration visible weeks before a late payment
  • No paperwork from dealers, no extra integration

Both products are in development. DBS Reporting is reporting only; Commercial Scoring is for companies that run dealer payments on Tahsildar.

DBS ReportingCommercial Scoring
Dealer credit limits
Konya Auto Spares · 3 banks
Illustrative example
The usual way
  1. Three banks’ DBS screens are checked one by one
  2. A used-up limit is noticed at shipment
  3. A struggling dealer shows up when a payment is late
With Tahsildar
  1. Limit and utilisation at all three banks on one screen
  2. An alert before the limit is used up
  3. A notification when the dealer’s grade changes

Credit sale decisions backed by data. See the dealer’s limit and direction before you ship.

Automotive

Frequently asked questions

Can’t find the answer you need? Review your automotive network’s payment set-up with our team.

+90 850 532 75 05

Automotive companies selling through dealer, service or sub-dealer networks: spare parts and aftermarket manufacturers and distributors; tyre, battery and lubricant brands; and vehicle, commercial vehicle and construction equipment distributors. As the parent company, you track payments across your whole network on one screen.

By credit card in a single payment or in instalments, or with Dealer Financing. With Dealer Financing, the amount goes straight to your company once the loan is disbursed, and your dealer repays the bank on term. Your company never becomes the dealer’s debtor or guarantor.

With Fibabanka, dealer and commercial credit lines of up to TRY 2 million; with İşbank İşPay (DijiKolay Finansman), up to TRY 2 million for sole proprietorships and up to TRY 10 million for incorporated companies within limits set at the branch. The bank makes the credit decision and may ask for an additional review or a branch meeting for larger amounts.

You send a payment link by SMS, email or QR code; your customer pays by card with no website or app needed. You can send links to your whole network in one click and set up automatic reminders before the due date.

Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.

Your DBS agreements and credit limits stay with your banks. While you take card and financing payments through Tahsildar, DBS Reporting will let you track DBS credit limits, invoices and maturities across all banks in one panel. DBS Reporting is in development and is reporting only.

Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.

Onboarding and migration

Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.

Request a demo

Let’s plan payments across your automotive network

Fill in the form and we’ll review payments across your dealer, service and parts network with you in a free demo.

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Automotive industry

Monthly volume