SolutionsGet the best processing rateon every transaction
Least-cost routing sends every card payment to the acquirer with the lowest fee, cutting unnecessary processing costs. No manual intervention needed.
From Arçelik to Metro, leading brands run their B2B payments on Tahsildar.
How does least-cost routing work?
For every payment, the system weighs four variables at once and routes the transaction to the best acquirer automatically. The decision is made at the moment of payment; your customer notices nothing.ServiceOnly one POS agreement? Get quotes from at least 3 payment institutions with a free POS pricing quote.
- 01Card schemeVisa, Mastercard, Amex; domestic and foreign cards
- 02InstalmentsA separate routing rule for every instalment plan (card instalments are standard in Türkiye)
- 03AmountDifferent acquirers for high- and low-value payments
- 04Settlement timePriority to the acquirer that settles to your account fastest
Visa, single payment: Bank B selected; fee 0.20 percentage points below the most expensive acquirer.
Smart routing by card scheme
If you have five POS accounts but every transaction goes through the same one, you’re leaving savings on the table every day. Each card scheme has a different fee structure; Tahsildar knows the difference and manages it for you.
- A separate routing rule for each card type: Visa, Mastercard, Amex, domestic and foreign
- The system picks the best acquirer for that card on every transaction
- Card-based rules are set in the dashboard, with no IT support needed
- New card agreements and campaigns go live immediately
- Visa · single paymentDomestic card→ Bank B
- Mastercard · 2–6 instalmentsDomestic card→ Payment institution C
- Amex · all transactionsAny amount→ Bank A
- Foreign cardsAll schemes→ Payment institution D
- Mastercard · 9 instalmentsCampaignNew agreement, live today→ Bank B
Real-time visibility of processing fees
Which acquirer is charging what right now, how long settlement takes, which channel just got cheaper: it’s all visible in real time. Your decisions rest on data, not instinct.
Fee rates for every acquirer, side by side on one screen
Settlement tracking shortens the time until funds reach your account
Processing fees reported by period, with trend analysis
Reports sync to your ERP automatically
Frequently asked questions
Can’t find the answer you need? Review your fee structure with our team.
+90 850 532 75 05Least-cost routing sends each card payment to the acquirer offering the best rate for that card scheme, instalment plan and amount, while also weighing settlement time. Tahsildar does this automatically on every transaction.
No. Tahsildar keeps your existing agreements in place and adds an orchestration layer on top, routing each transaction to the best acquirer.
Seconds, from the Tahsildar dashboard. No IT support is needed and changes take effect immediately. If you prefer, your operations account manager can make the change for you.
Most customers go live within 24 hours; timing may vary with your infrastructure. Your onboarding specialist manages the process end to end.
Any business working with two or more acquirers has room to optimise. The higher your transaction volume, the bigger the difference.
Tahsildar is integrated with 23 banks and 23 payment institutions in Türkiye. Routing runs across the acquirers you have agreements with.
The payment fails over automatically to the next-best acquirer under your rules. Tahsildar’s own infrastructure is also monitored 24/7, backed up automatically on a regular schedule and scales automatically with load at peak times.
Let’s find the savings left in your processing fees
Fill in the form and we’ll review your acquirers and card mix with you in a free demo.