IndustriesB2B payments built forthe construction industry
Bring payments for building materials onto one platform, from dealers and hardware stores to contractors and sites. Hand long-dated cheques to the bank, and take project payments in parts by link.
From AkzoNobel to Intercity, leading brands run their B2B payments on Tahsildar.
The payment problems construction companies know best
Cement, ceramics, paint, insulation, pipe and sanitaryware manufacturers, building materials distributors and brands working with dealer networks run into the same issues. Tahsildar has a ready answer for each.
Dealer Financing
Online Payments
Dealer Payments
Dealer Order Management
ERP / CRM Integration
DBS Reporting
Commercial ScoringA cheque chain from contractor to dealer
Payment chains in construction are long: the contractor pays the dealer with a post-dated cheque, and the dealer pays the manufacturer the same way. A delay or bounced cheque anywhere in the chain holds back payment for goods already shipped, often for months.
Solution
- Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
- No waiting on cheque or promissory note maturities; your dealer repays the bank on term
- Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
- With Fibabanka and İşbank İşPay (DijiKolay Finansman), without visiting a branch
- Terms of up to 18 months, company-specific pricing and cost sharing with Fibabanka
Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company- The dealer endorses the contractor’s cheque to you
- You finance the order until the cheque matures
- A delay anywhere in the chain reaches you
- The dealer chooses to pay with financing at checkout · Fibabanka, 12 months
- Once the loan is disbursed, the amount lands in your account
- The term sits between your dealer and the bank; you are not a guarantor
The cheque chain stops before it reaches you. The amount is in your account on the day the loan is disbursed.
Project payments arrive piece by piece
Large project orders are paid in stages as deliveries go out. The contractor or project firm sends a different amount each time, and how much of each order has been paid is worked out from transfer descriptions.
Solution
- Create a payment link for the order; you decide whether the amount is fixed or editable
- Your customer pays the amount they choose by card, in a single payment or in instalments
- Set how long the link stays valid and track every payment with a timestamp
- Automatic reminders go out before the due date
- Every payment posts to the right customer account in your ERP
- A different transfer amount arrives with each delivery
- Which stage is paid is worked out from the description
- The remaining balance is kept in Excel
- One payment link is set up for the order
- The customer enters the amount at each stage
- Every payment shows in the panel with a timestamp
Part payments become traceable. Every payment posts to the right customer account.
Hidden receivables in the dealer and hardware store chain
Building materials often sell through a main dealer, dealer and hardware store chain. The dealer collects from stores and pays you separately; the receivable building up in the middle only shows when a payment is late.
Solution
- Dealers and sub-dealers take payments from their customers and pay you from the same screen
- Payments can go to the dealer’s IBAN, or come straight to you and post to the dealer’s account as a credit
- Set a separate payment set-up and credit limit for each dealer
- In the parent company, dealer and sub-dealer chain, everyone sees their own reports and you see the whole network
- Dealers log in on your own domain and see your brand
- The dealer collects cheques and cash from stores
- Your payment arrives by bank transfer at month-end
- The dealer’s open receivables are invisible to you
- Stores pay by card from the dealer’s screen
- The payment comes to you and posts to the dealer’s account as a credit
- Dealer and store payments in the same report
The whole chain is visible. You see which dealer collected from which customer.
Square metres, pallets, sacks: mixed-unit orders
Ceramics are ordered by the square metre, cement by the sack, pipe by the metre and insulation by the pallet. Dealer-specific prices and warehouse stock are confirmed by phone, and orders and payments are tracked separately.
Solution
- Dealers order from your private B2B storefront using price lists specific to their dealer group
- Unit conversion and units of measure: square metre, pallet, sack, piece
- Stock by warehouse; carriers and regions, multiple ship-to addresses
- The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
- Volume target discounts; orders and payments sync to your ERP
- The dealer calls to ask for square-metre and pallet prices
- Stock is confirmed with the warehouse by phone
- The order is keyed into the ERP
- The dealer adds products to the basket in their own units
- Price and warehouse stock show in the basket
- Pays; the order and payment sync to the ERP
Mixed units don’t confuse the order. Bank transfers are matched to the order too.
Misdirected payments and account confusion
Contractors, project firms and dealers pay for the same order under different company names and from different banks. A payment posted to the wrong account can take hours to track down at month-end.
Solution
- Dealers pay from their own screen, so the payer is known; the payment posts to their customer account in your ERP
- Payments, POS transactions, refunds and voids post to the right customer account
- Customer master data, balances, open items and invoices sync from your ERP to Tahsildar
- Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
- Sync timing is set in the panel and every sync is logged
- Each bank statement is downloaded separately
- The customer is found from the description and the payment posted by hand
- Payments posted to the wrong account are hunted down later
- Every payment posts to the dealer’s customer account in the ERP
- Refunds and voids post to the right account too
- A failed sync shows up with its reason
Less double entry, an ERP that stays current. Month-end reconciliation gets shorter.
DBS limits and dealer risk scattered
In building materials, credit sales to dealers commonly run through several banks under Turkey’s Direct Debit System (DBS). How much limit each dealer has left at each bank sits on separate screens, and a market slowdown often reaches dealers before anyone notices.
Solution
- DBS Reporting: DBS credit limits, utilisation, invoices and maturities across all banks in one panel
- An alert before a dealer’s limit is used up; settled and outstanding invoices tracked separately
- Commercial Scoring: your whole dealer network monitored weekly, with deterioration visible 60–90 days before a late payment
- No paperwork from dealers, no extra integration
Both products are in development. DBS Reporting is reporting only; Commercial Scoring is for companies that run dealer payments on Tahsildar.
- Three banks’ DBS screens are checked one by one
- A used-up limit is noticed at shipment
- A struggling dealer shows up when a payment is late
- Limit and utilisation at all three banks on one screen
- An alert before the limit is used up
- A notification when the dealer’s grade changes
Shipment decisions backed by data. See the dealer’s limit and direction before you ship.
Frequently asked questions
Can’t find the answer you need? Review your dealer and project customers’ payment set-up with our team.
+90 850 532 75 05Construction companies selling to dealers, hardware stores, contractors or project firms: cement, ceramics, paint, insulation, pipe and sanitaryware manufacturers, and building materials distributors. As the parent company, you track payments across your whole network on one screen.
By credit card in a single payment or in instalments, or with Dealer Financing. With Dealer Financing, the amount goes straight to your company once the loan is disbursed, and your dealer repays the bank on term. Your company never becomes the dealer’s debtor or guarantor.
Yes. In Online Payments you decide whether the amount on a payment link is fixed or editable. At each stage, your customer enters the amount they want to pay and pays by card, in a single payment or in instalments; every payment shows in the panel with a timestamp.
Yes. Dealer Order Management supports unit conversion and units of measure, so dealers add products to the basket in their own units. Dealer-group price lists, stock by warehouse and multiple ship-to addresses are supported too.
Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.
Your DBS agreements and credit limits stay with your banks. While you take card and financing payments through Tahsildar, DBS Reporting will let you track DBS credit limits, invoices and maturities across all banks in one panel. DBS Reporting is in development and is reporting only.
Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.
Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.
Let’s plan your building materials payments
Fill in the form and we’ll review payments from your dealers, hardware stores and project customers with you in a free demo.