IndustriesB2B payments built forthe furniture industry
Bring payments from manufacturer to dealer and from showroom to end customer onto one platform. Get paid without waiting on promissory notes, and take payments by secure link instead of mail order.
From Mövenpick to Skytech, leading brands run their B2B payments on Tahsildar.
The payment problems furniture companies know best
Home and office furniture manufacturers, mattress and sofa brands, kitchen and contract furniture firms, and showroom and store chains run into the same issues. Tahsildar has a ready answer for each.
Dealer Financing
Payment Orchestration
Online Payments
Physical POS
Dealer Order Management
Supplier PaymentsPromissory notes and long-dated cheques from dealers
Credit sales to furniture dealers often run on long-dated cheques and promissory notes. Goods ship today and the money arrives months later; one note or cheque that bounces can upset your whole cash plan.
Solution
- Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
- No waiting on cheque or promissory note maturities; your dealer repays the bank on term
- Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
- With Fibabanka and İşbank İşPay (DijiKolay Finansman), without visiting a branch
- Terms of up to 18 months, company-specific pricing and cost sharing with Fibabanka
Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company- The dealer signs a 6-month promissory note
- You finance the order until the note matures
- Whether the note is honoured stays uncertain until then
- The dealer chooses to pay with financing at checkout · Fibabanka, 12 months
- Once the loan is disbursed, the amount lands in your account
- The term sits between your dealer and the bank; you are not a guarantor
No more chasing promissory notes. The amount is in your account on the day the loan is disbursed.
Customers in store expect long terms
For big-ticket purchases such as a sofa set, bedroom or kitchen, end customers expect long terms. When card instalments fall short, the store either sells on its own promissory note or loses the sale.
Solution
- Your dealer’s customer applies for a Fibabanka personal loan from their phone in a few steps, without visiting a branch
- Even though the loan goes to the dealer’s customer, the amount goes straight to your company
- Card payments in a single payment or up to 12 instalments; you decide which instalment options are open
- Absorb the instalment interest yourself or pass it on to the customer
- Separate instalment and fee set-ups for each dealer and dealer group
In Turkey, paying B2B invoices by card in instalments is common practice.
- The customer asks for long terms
- Card instalments fall short, so the store issues a promissory note
- Collecting the note becomes the store’s burden and yours
- The customer applies for a Fibabanka personal loan by phone
- Once the loan is disbursed, the amount goes to your company
- The store has no notes to chase
Sales don’t stall on terms. The term sits with the bank; the payment comes to you.
Card details over the phone: mail order
For remote customers and dealers, card details are still taken over the phone, by email or on a mail order form. Card data circulating inside the company is a risk for both security and Turkey’s data protection law (KVKK).
Solution
- Send a payment link by SMS, email or QR code; your customer enters their own card details
- Payment is made on a secure page on your company’s own domain, with 3D Secure
- Set the amount for a deposit or balance; single payment or up to 12 instalments
- Set how long each link stays valid and track whether it was opened and paid
- Tahsildar runs on PCI-DSS compliant infrastructure and data is processed under KVKK
- The customer reads out card details over the phone
- Details go on a form and are keyed into the POS
- Card data stays on paper or in email
- A payment link for the deposit goes out by SMS
- The customer pays on a secure page with 3D Secure
- The payment shows in the panel; the link closes when it expires
Card data never passes through your team. No more mail order forms.
A separate POS for every dealer and showroom
As your dealer and showroom network grows, every point needs its own bank POS. Fees, minimum turnover commitments and rates are paid separately at each point, and seeing all payments in one place gets harder.
Solution
- Assign a Physical POS to each dealer point or sales rep
- Single-payment sales land on your company card the next day at 0% fee, weekends and public holidays included
- One fixed fee across all partner banks; no inactivity fee and no minimum turnover
- See which POS is where and how much came in from each point on one screen
- Cash register (ÖKC) and POS in one device; unlimited free e-invoicing
- A separate bank POS and fee at every showroom
- An inactivity fee where turnover falls short
- Payments on each bank’s own screen
- One Physical POS per showroom
- Single-payment sales on your card the next day at 0% fee
- Payments from every point on one screen
You keep your turnover. Instalment transactions use current market rates.
Dealer orders by phone, price lists in Excel
A dealer calls about the new collection, asking for price and stock; the order comes by phone or message. Dealer price lists and promotions sit in Excel, and payment is tracked apart from the order.
Solution
- Dealers order from your private B2B storefront using price lists specific to their dealer group
- Product visibility by dealer group, stock by warehouse and units of measure
- Category and brand discounts, volume target discounts, gift vouchers and coupons
- The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
- Multiple ship-to addresses and a returns process; orders and payments sync to your ERP
- The dealer calls to ask about the new collection’s prices
- The order arrives by message and is keyed into the ERP
- Payment is chased separately
- The dealer builds the basket with their own price list
- Promotions and volume target discounts apply in the basket
- Pays by card, bank transfer or financing
Order and payment in one flow. Orders and payments sync to your ERP.
Paying for materials now, selling on terms
Suppliers of chipboard, MDF, fabric, foam and fittings usually want payment now or on short terms. A manufacturer selling to dealers on terms fills the gap with its own cash.
Solution
- See supplier payables from your ERP on one screen and pay them in bulk with your corporate card in one click
- Your supplier is paid the next business day, with no need for factoring
- Keep your cash longer: up to 40 days on a single payment, up to 12 months in instalments; no interest, only a card fee
- You decide whether the card fee stays with the supplier or with your company
- Once paid, the payable closes in your ERP; our team handles supplier onboarding
- Chipboard and fabric suppliers are paid by bank transfer straight away
- Dealer payments arrive 90 days later
- The gap is covered from working capital
- One bulk corporate card payment to three suppliers
- Suppliers are paid the next business day
- You keep your cash for up to 40 days on a single payment
A shorter cash cycle. Suppliers are paid early and you keep your cash longer.
Frequently asked questions
Can’t find the answer you need? Review your dealer and showroom network’s payment set-up with our team.
+90 850 532 75 05Furniture companies selling through dealer, showroom or store networks: home and office furniture manufacturers, mattress and sofa brands, kitchen and contract furniture firms, and furniture distributors. As the parent company, you track payments across your whole network on one screen.
By credit card in a single payment or in instalments, or with Dealer Financing. With Dealer Financing, the amount goes straight to your company once the loan is disbursed, and your dealer repays the bank on term. Your company never becomes the dealer’s debtor or guarantor.
Yes. Your dealer’s customer can apply for a Fibabanka personal loan from their phone, without visiting a branch. Even though the loan goes to the dealer’s customer, the amount goes straight to your company. The bank makes the credit decision.
Send your customer a payment link by SMS, email or QR code. They enter their own card details on a secure payment page on your company’s domain, so you never need to take card details by phone or on a form.
With Physical POS, all your single-payment sales land on your company card the next day at 0% fee, weekends and public holidays included. Instalment transactions use current market rates; there is one fixed fee across all partner banks and no minimum turnover.
Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.
Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.
Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.
Let’s plan payments across your furniture network
Fill in the form and we’ll review payments across your dealer, showroom and store network with you in a free demo.