Physical POS

Zero-fee card payments,settled the next day

Accept cards on an Ödeal POS terminal with zero merchant fees, exclusively for Tahsildar customers. Your full takings land on your Fibabanka business card the next day, whether you run one store or an entire dealer network, all managed in Tahsildar.

NewDynamic settlement: cash out to your bank account fee-free after 30 days

From AkzoNobel to Intercity, leading brands run their B2B payments on Tahsildar.

AkzoNobel
Metro
Egaz
Bonservis
EkolFood
Mutlusan
Intercity
How it works

How does a zero-fee POS terminal work?

Take card payments on your Ödeal terminal. Your full single-payment takings are loaded, fee-free, onto a Fibabanka business credit card the next day. Spend the balance or cash it out to your bank account.

  1. 01Today

    Take card payments

    Accept every debit and credit card, domestic or international, on your terminal.

  2. 02Next day

    Takings on your card

    Your full single-payment takings are loaded onto your card the next day at 0% fees, weekends and public holidays included.

  3. 03Any time

    Spend with your card

    Use your balance fee-free with suppliers, in stores, online and for bill payments.

  4. 040% on day 30

    Cash out

    Your balance is never held. Withdraw to your bank account whenever you need cash; the longer it stays on the card, the lower the cash-out fee.

    Dynamic settlement →
Payment institution
Ödeal

Licensed by the Central Bank of Türkiye (CBRT). Provides the terminal and acquiring infrastructure.

Card issuer
Fibabanka

Issues the business credit card your takings are loaded onto.

Management platform
Tahsildar

Where you manage every terminal, every dealer and sales-rep assignment, and every transaction.

Zero merchant fees

Keep every lira of your takings

With Ödeal terminals for Tahsildar customers, single-payment card sales carry no merchant service charge. Enter what you pay in POS fees today and see how much stays in your business each year.

  • One flat monthly fee
    One fee covers all partner banks. No inactivity charges, no minimum turnover.
  • Single payments and instalments
    0% on single payments; instalment transactions are priced at current market rates.
Fee calculator
Example
Your current POS fee rate1.50%
0.5%2.75%5%
Fees you pay per month today
₺15,000
With Tahsildar Physical POS
₺0
Saved per year
₺180,000

Applies to single-payment transactions on domestic and international cards. Excludes the monthly terminal fee and instalment transaction fees.

POS across your dealer network

A terminal at every dealer, every payment on your card the next day

A terminal works perfectly well in a single store, but it really pays off across a dealer network. Deploy terminals to your dealers and field sales reps; card payments from every location are loaded fee-free onto your company card the next day.

  1. 01

    Place terminals at your dealers

    One terminal per dealer location; card payments taken there reach your company card the next day.

  2. 02

    Assign them to your sales reps

    Assign a terminal to a field sales rep so they can collect payments on the road, independently of any dealer.

  3. 03

    Manage it all in Tahsildar

    See which terminal sits with which dealer or rep, and how much each location has taken in, on one screen.

Customers already run their dealer networks this way. Let’s map it to your network →

Tahsildar · Fiziki POS
Your terminals
Example
  • Ankara Central Dealer
    DealerPOS 1021 · 14 transactions
    ₺248,600
    ₺0 fees
  • İzmir Aegean Dealer
    DealerPOS 1022 · 11 transactions
    ₺186,450
    ₺0 fees
  • Sales rep · Konya route
    Sales repPOS 2011 · 5 transactions
    ₺64,800
    ₺0 fees
  • Bursa Marmara Dealer
    DealerPOS 1023 · 9 transactions
    ₺132,900
    ₺0 fees
  • Adana Çukurova Dealer
    DealerPOS 1024 · 6 transactions
    ₺97,300
    ₺0 fees
  • Sales rep · Kayseri route
    Sales repPOS 2012 · 3 transactions
    ₺41,250
    ₺0 fees
Loaded onto your card tomorrow
₺771,300
Thursday 12 November
Fibabanka · business card
Dynamic settlementRare in the market

Spend it or cash it out, both at 0%

Funds loaded onto your card are never held; they sit as a flexible balance. Spend with the card at any time, or withdraw to your bank account when you need cash. The longer the balance stays on the card, the lower the cash-out fee, reaching 0% on day 30.

  • No holdback
    Unlike traditional deferred settlement, your money is never locked. You can keep spending while you wait.
  • Same-day payout
    Once your cash-out request is approved, the funds reach your bank account the same day.
  • Fibabanka business credit card
    On the Mastercard network; use it for single payments in stores, online and for bills and vehicle tax.
How long will you hold the balance?
Example
Card balance
₺50,000
Fibabanka
business card
Days on the cardDay 20
Next dayDay 30 · 0%
Spend with the card
Any day, no waiting
0% fees
Full ₺50,000
Cash out to your bank
Fee falls the longer you wait
Reduced rate
10 more days to 0%
Cash-out fee0% on day 30

Chart is illustrative.

Ödeal terminals

Choose the right terminal for your business

Every terminal accepts cards from all partner banks under a single agreement. Whichever you choose, from a fiscal register POS to a standalone terminal, you manage it in Tahsildar.

Fiscal Register POS

For businesses required to use a fiscal cash register

  • Fiscal cash register (ÖKC) and POS in one device
  • Android, 5.5-inch screen, 361 g
  • No inactivity fee, no minimum turnover
0% fees · dynamic settlement

E-Invoice POS

For businesses that issue e-invoices

  • Unlimited e-invoices at no extra cost
  • VUK 507-compliant fiscal register (ÖKC) built in
  • Invoices shared with your accountant in one click
0% fees · dynamic settlement

Standard (EFT) POS

For businesses without a fiscal register requirement, and for field sales

  • Quick setup on an Android or PAX device
  • Up to 12 instalments
  • No commitment, inactivity fee or minimum turnover
0% fees · dynamic settlement

Mobile POS

Take payments on your phone, no terminal needed

  • No monthly or device fees
  • Remote payments via SMS link
  • Free sub-accounts for your staff
Next-day payout to your bank
Physical POS

Frequently asked questions

Can’t find the answer you need? Talk through your terminal and dealer set-up with our team.

+90 850 532 75 05 All questions

A physical POS terminal lets you accept card payments in store or in the field by tapping, inserting or swiping the customer’s card. With Ödeal terminals for Tahsildar customers, your single-payment takings are loaded onto your card the next day with zero merchant fees.

The full amount of every single-payment sale on your Ödeal terminal is loaded onto your card the next day, with no deductions. You can spend that balance with the card fee-free or cash it out to your bank account. Instalment transactions are charged at current rates.

A business credit card issued by Fibabanka.

Funds loaded onto your card are never held; they are managed as a flexible balance. You can spend it with the card or withdraw it to your bank account at any time. The longer the balance stays on the card, the lower the cash-out fee; after 30 days you can transfer it to your bank account completely free of charge.

Whenever you like. Once your request is approved, the funds reach your bank account the same day. After 30 days the fee is 0%; earlier withdrawals carry a reduced rate that falls the longer you wait.

For single payments at any in-store POS, online, and for bill and vehicle tax payments. The card is also enabled for mail-order and virtual POS transactions. It can’t be used for ATM withdrawals, purchases abroad, jewellery, credit card repayments, promissory notes or foreign currency, and it can’t be topped up from outside.

Yes, and this is where Tahsildar Physical POS is strongest. Place a terminal at every dealer and receive card payments taken at each location on your company card the next day, fee-free. Tahsildar shows how much has come in from each location.

Yes. Assign terminals to your sales reps so they can collect payments in the field, independently of any dealer. Tahsildar shows who holds each terminal and where every payment came from.

Request a demo

Start selling at 0% with a physical POS

Fill in the form and see Tahsildar in a free live demo. Four simple steps and you’re ready to accept payments from your dealers.

  1. 01
    Fill in the form
    Tell us about your business, dealer network and volume.
  2. 02
    Plan the set-up together
    We choose terminal types and the split across dealers and sales reps.
  3. 03
    Application and card
    We run the Ödeal terminal and Fibabanka card process alongside you.
  4. 04
    Start taking payments
    Your takings reach your card the next day, fee-free.
Demo request

A seamless payment experience with low-fee products

Monthly payment volume (₺)
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