IndustriesB2B payments built forthe textile industry
Bring payments for fabric and apparel onto one platform, from wholesale buyers to store chains. Hand long-dated cheques to the bank, and let buyers abroad pay in their own currency.
From İsotlar Agro to Uno, leading brands run their B2B payments on Tahsildar.
The payment problems textile companies know best
Yarn, fabric and home textile manufacturers, apparel brands, wholesalers and textile companies working with dealer or store networks run into the same issues. Tahsildar has a ready answer for each.
Dealer Financing
Dealer Payments
Online Payments
Payment Orchestration
Dealer Order Management
POS Reporting
ERP / CRM Integration
Supplier PaymentsLong-dated cheques in wholesale
Wholesale textiles still run largely on long-dated cheques. The season order ships today and the cheque matures after the season ends, leaving the risk of unsold stock or a bounced cheque with you.
Solution
- Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
- No waiting on cheque or promissory note maturities; your dealer repays the bank on term
- Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
- With Fibabanka and İşbank İşPay (DijiKolay Finansman), without visiting a branch
- Terms of up to 18 months, company-specific pricing and cost sharing with Fibabanka
Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company- The wholesaler hands over a 180-day post-dated cheque
- You finance the order through the season
- If the stock doesn’t sell, the cheque is rolled over
- The dealer chooses to pay with financing at checkout · Fibabanka, 12 months
- Once the loan is disbursed, the amount lands in your account
- The term sits between your dealer and the bank; you are not a guarantor
Season risk doesn’t stay with you. The amount is in your account on the day the loan is disbursed.
Going store to store to get paid
Payments from wholesale buyers, boutiques and dealer stores are often gathered by picking up cheques in person or chasing by phone. Who has paid how much shows only once it’s written into a ledger or spreadsheet in the evening.
Solution
- Dealers and stores pay you 24/7 from their own screen by card, in a single payment or in instalments; no POS device needed
- Payment links go out by SMS, email or QR code; to all your customers in one click
- Automatic reminders go out before the due date; late payments show up in the panel
- Set a separate payment set-up and credit limit for each dealer
- In the parent company, dealer and sub-dealer chain, everyone sees their own reports and you see the whole network
In Turkey, paying B2B invoices by card in instalments is common practice.
ServiceYour dedicated account manager sets up new dealers and users for you.- A collector goes store to store
- Cheques are picked up and written into a ledger
- Who hasn’t paid only becomes clear at month-end
- Payment links go to 270 accounts in one click
- Customers pay by card, in a single payment or in instalments
- Automatic reminders go out before the due date
No more picking up payments in person. You see who has paid on one screen.
Foreign-currency payments from buyers abroad
For samples, small lots and trade fair orders, payment from buyers abroad usually waits on an international bank transfer. Transfers are slow and costly, and the payment page isn’t in the buyer’s language or currency.
Solution
- Send your buyer abroad a payment link by email or messaging app
- Multi-currency and multilingual support; 122 currencies supported
- Payment Orchestration routes payments to a POS by currency according to your rules
- Visa, Mastercard, Amex and Troy accepted; payments verified with 3D Secure
- If a payment fails, the reason shows in plain language and the buyer can retry with another card
- The buyer is sent an IBAN
- The international transfer takes days
- The samples wait until payment arrives
- The payment link goes out in euros and English
- The payment routes to the right POS for the currency
- The payment shows in the panel and the samples ship
Buyers pay in their own currency. 122 currencies supported.
Orders by size, colour and assortment
Dealers and wholesale buyers order by style, size and colour, and assortment and case units get mixed up over the phone or in Excel. Dealer-specific prices and warehouse stock are checked one by one.
Solution
- Dealers order from your private B2B storefront using price lists specific to their dealer group
- Units of measure and unit conversion: assortment, case, piece
- Stock by warehouse; product visibility by dealer group
- The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
- TRY, USD and EUR price lists; multiple languages
- The dealer reads out size and colour splits by phone
- Assortment and case quantities are worked out by hand
- The order is keyed into the ERP line by line
- The dealer builds the basket in assortment and case units
- Their own price list and warehouse stock show
- The order and payment sync to the ERP
Assortment and size mix-ups don’t reach the order. Orders arrive together with payment.
End-of-season returns and offsets
At the end of the season, unsold stock is returned, card payments are voided or offset against the account. Which refund belongs to which transaction and bank is tracked down and posted to accounting by hand.
Solution
- POS Reporting brings all your virtual and physical POS terminals onto one screen, whether or not they run through Tahsildar
- Refunds and voids are reported separately; erroneous transactions are flagged automatically
- The agreed rate is compared with the rate charged on every transaction
- Refunds and voids post to the right customer account in your ERP
- Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
- Staff search for which bank each transaction went through
- Refunds are made separately on each bank’s screen
- Accounting corrects the customer account by hand
- The transactions show in a report covering every POS
- Refunds and voids are reported separately
- The refund posts to the right customer account in the ERP
Refunds never lose their trail. Fees and refunds in the same report.
Paying for yarn and fabric now, selling on terms
Yarn, fabric, trims and contract manufacturing are paid on short terms. Payment for wholesale sales takes months, and the gap is covered from working capital.
Solution
- See supplier payables from your ERP on one screen and pay them in bulk with your corporate card in one click
- Your supplier is paid the next business day, with no need for factoring
- Keep your cash longer: up to 40 days on a single payment, up to 12 months in instalments; no interest, only a card fee
- You decide whether the card fee stays with the supplier or with your company
- Once paid, the payable closes in your ERP; our team handles supplier onboarding
- Fabric and contract suppliers are paid by bank transfer straight away
- Payment for wholesale sales arrives months later
- The gap is covered from working capital
- One bulk corporate card payment to three suppliers
- Suppliers are paid the next business day
- You keep your cash for up to 12 months in instalments
A shorter cash cycle. No interest, only a card fee.
Frequently asked questions
Can’t find the answer you need? Review your wholesale and dealer payment set-up with our team.
+90 850 532 75 05Textile companies selling to wholesale buyers, dealers or store networks: yarn, fabric and home textile manufacturers, apparel brands, textile wholesalers and distributors. As the parent company, you track payments across your whole network on one screen.
By credit card in a single payment or in instalments, or with Dealer Financing. With Dealer Financing, the amount goes straight to your company once the loan is disbursed, and your dealer repays the bank on term. Your company never becomes the dealer’s debtor or guarantor.
Yes. With multi-currency and multilingual support you take payments from buyers abroad; 122 currencies are supported and rules route payments to a POS by currency.
Dealer Order Management supports units of measure and unit conversion, so dealers add products to the basket by assortment, case or piece. Dealer-group price lists, stock by warehouse and TRY, USD and EUR price lists are supported.
With Supplier Payments, you pay supplier payables from your ERP in bulk with your corporate card. Suppliers are paid the next business day, and you keep your cash for up to 40 days on a single payment or up to 12 months in instalments. There is no interest for your company.
Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.
Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.
Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.
Let’s plan your textile payments together
Fill in the form and we’ll review payments from wholesale buyers, dealers and buyers abroad with you in a free demo.