Dealer Financing

Financing at the heartof how you get paid

Terms for your buyers, cash for you today. Fibabanka and İşbank İşPay loans sit in one dashboard, and whoever draws the loan, the proceeds are disbursed directly to your company.

NewOffer your dealers 0% interest for up to 18 months on Fibabanka loans

From İsotlar Agro to Uno, leading brands run their B2B payments on Tahsildar.

İsotlar Agro
Adel
Tepe Home
Musatti
Motolux
Skytech
Uno
What sets us apart

Your dealer borrows, you get paid

With a standard instalment business loan, the proceeds land in the borrower’s account. With Tahsildar, every loan is tied to a real trade transaction: your dealer or their customer draws the loan, and the proceeds are disbursed directly to your company.

Borrower
With Tahsildar
Your dealer
Chooses financing at checkout
Bank
Fibabanka or İşbank approves the loan
Your company
Full proceeds disbursed directly to you
Standard instalment business loan
Your dealer
Applies to the bank separately
Bank
Approves the loan
Dealer’s own account
No guarantee the funds reach you
Financing tied to a real trade transactionPaid upfront, no receivables riskSales no longer capped by card limits
Zero friction

As easy as paying by card

From credit approval to disbursement, there is no paperwork at any step. Your dealer draws the loan without visiting a branch or leaving the checkout screen.

Checkout
Order #48213 · ₺240,000
Sample screen
Payment method
Credit card
Bank transfer (EFT / havale)
Pay with a loan
No branch visitDecision on screen in minutesWithout leaving your ERP, marketplace or dealer portal
Terms built around you

You set the loan terms

We configure the term, the pricing and who carries the cost of financing around your business. Cover the full cost yourself and your dealers borrow at 0% interest.

  • Terms of up to 18 months
    You choose the term offered to your dealers.
  • Pricing tailored to your company
    We set the loan terms together, tailored to your company.
  • Cost sharing
    You can cover part or all of the cost; no separate payment is needed.
ServiceYour sales account manager handles the commercial terms and roll-out with you.
Split the cost of financing
Your company 50%Your dealer 50%
What your dealer sees
Your dealer pays 50% of the cost
You cover 50% of the cost; no separate payment is needed.

Flexible terms currently apply to Fibabanka loans.

Loan types

Two banks, one dashboard

Loans decided in minutes for your dealers, farmers and retail customers. Loan type and credit line depend on the borrower’s profile and the bank’s credit criteria.

Fibabanka
Instant digital lending
Flexible terms
  • Dealer loanUp to TRY 2 millionYour dealers and sub-dealers get a decision in minutes through a digital application and pay on favourable terms.
  • Agricultural loanUp to TRY 2 millionDedicated financing for local producers that helps agribusinesses get paid.
  • Consumer loanApply from a mobile phone in a few steps, without visiting a branch.
İşbank İşPay
DijiKolay Finansman
  • Sole proprietorshipsUp to TRY 2 millionInstant business loan application and drawdown.
  • Incorporated companiesUp to TRY 10 millionInstant drawdown within credit lines allocated by the branch.
  • Flexible repayment planAmount, term, first instalment date and repayment frequency are set at drawdown.
Dealer Financing

Frequently asked questions

Can’t find the answer you need? Design the right financing model for your dealer network with our team.

+90 850 532 75 05 All questions

Tahsildar offers consumer, business and agricultural loans. Fibabanka: consumer loans; business loans up to TRY 2 million; agricultural loans up to TRY 2 million. İşbank DijiKolay Finansman: sole proprietorships up to TRY 2 million; incorporated companies up to TRY 10 million within credit lines allocated by the branch. Loan type and credit line are set automatically based on the borrower’s profile and the bank’s credit criteria.

It is used mainly in B2B trade and in dealer and sub-dealer networks: automotive, agriculture, wholesale, food, textiles, telecoms and any sector with a distribution or dealer network.

All applications run through digital channels, and standard applications are usually decided within minutes. For high-value loans, the bank may require an additional assessment or a branch meeting.

There are no setup, licence or fixed usage fees. Financing costs arise only on loans actually drawn, under the lending bank’s terms. On Fibabanka loans you can cover part or all of this cost; no separate payment is needed.

Rates depend on the bank’s current lending policy, the loan type (consumer, business or agricultural) and the chosen amount, term and repayment plan. Borrowers see the full cost of credit before they confirm. Campaigns tailored to your company can be set up.

Yes, the banks offer these loans with instalment repayment. On Fibabanka loans you can offer your dealers terms of up to 18 months.

Request a demo

Let your dealers pay with financing

Fill in the form and we’ll walk you through Dealer Financing in a free demo.

  1. 01
    Fill in the form
    Tell us about your dealer network and payment volume.
  2. 02
    Set your terms
    We configure term, pricing and cost sharing around your business.
  3. 03
    Get paid upfront
    Your dealer pays with a loan; the proceeds come straight to you.
Demo request

Dealer Financing free demo

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Who would you like to offer financing to?