DBS ReportingBank-backed dealer receivables,every bank in one view
Track every dealer’s credit limit, the invoices you’ve submitted and upcoming due dates under Turkey’s Direct Debit System (DBS). One view across all your banks, instead of a portal per bank.
A bank-backed direct debit for B2B sales
DBS works like a guaranteed direct debit. Your dealer buys on credit terms within a limit approved by its bank, and on the due date the invoice amount is debited automatically. If funds fall short, the bank pays from the dealer’s credit line, so your receivable is backed by the bank.
- 01
The bank approves a credit limit
The dealer’s bank sets a DBS credit limit for purchases from you.
- 02
You submit the invoice
The invoice goes to the bank and the amount is reserved against the dealer’s limit until maturity.
- 03
Paid on the due date
Funds reach your account automatically and the limit is released for new orders.
One view instead of a portal per bank
Run DBS with several banks and your limits, invoices and maturities sit in separate portals. DBS Reporting consolidates them dealer by dealer, so you see total exposure and available limit at a glance.
- Every bank in one view
- Limit utilisation by dealer
- Upcoming maturities
- Aegean Distribution₺1.5M available of ₺6M
- Marmara Trading₺5.5M available of ₺9M
- Anatolia Wholesale₺1.9M available of ₺7M
- Black Sea Supplies₺2.9M available of ₺4.5M
Every stage, from credit limit to cash
Every bank in one view
Limits, invoices and maturities from every DBS bank, side by side.
Limit utilisation by dealer
Total, utilised and available limit, by bank and by dealer.
Maturity schedule
Invoices submitted to banks and what’s coming due.
Settled and outstanding
Which invoices were paid on the due date and which remain open.
Utilisation alerts
Notifications when a dealer approaches its limit.
ERP integration
DBS activity flows into your ERP and accounting via API.
Frequently asked questions
Can’t find the answer you need? Talk through your DBS setup and banks with our team.
+90 850 532 75 05DBS (Doğrudan Borçlandırma Sistemi) is Turkey’s Direct Debit System, a bank-backed scheme for B2B sales on credit terms. The dealer’s bank approves a credit limit; the supplier submits invoices to the bank, and on the due date the amount is debited from the dealer’s account. If the account is short, the bank pays from the dealer’s credit line, so the supplier’s receivable is backed by the bank.
It combines a direct debit mandate with a bank payment guarantee: payment is pulled automatically on the due date, and the dealer’s bank stands behind it up to the approved limit. Turkish companies with large dealer networks often run DBS with several banks at once, which is why a single view matters.
DBS Reporting is still in development and will launch soon. Request a demo and we’ll review your DBS setup with you, then let you know first when it goes live.
DBS Reporting is being built to bring all the banks you run DBS with into one dashboard. We’ll share the list of supported banks in the demo, based on the banks you work with.
No. Your DBS agreements and limits stay with your banks. DBS Reporting is a reporting layer that consolidates limit, invoice and due-date data from those banks into one view.
DBS Reporting will be offered as a module of the Tahsildar dashboard. We’ll confirm scope and onboarding details with you in the demo.
Be among the first to use DBS Reporting
DBS Reporting launches soon. Fill in the form and we’ll review the banks you run DBS with; you’ll be the first to know when it goes live.