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Industries

B2B payments built forthe packaging industry

Bring payments for board, plastic and metal packaging onto one platform, from industrial customers to dealers. Take deposits for printed orders by link, and spread raw material payments over time.

Request a free demoHow it works

From Kuzey Boru to Altınmarka, leading brands run their B2B payments on Tahsildar.

Kuzey Boru
EkolFood
Yayla
Birlik Sünger
Sadal
AkzoNobel
Altınmarka
In a packaging plant warehouse, a production planner walks the aisle with a tablet
Card and payment-link payments from industrial customers
Problems and solutions

The payment problems packaging companies know best

Corrugated board and carton, plastic and film, metal and glass packaging manufacturers, and packaging firms selling to food, chemical and cosmetics producers run into the same issues. Tahsildar has a ready answer for each.

01 · TermsLong terms from industrial customersFood and chemical producers pay for packaging on long terms; raw materials are paid now.SolutionDealer Financing02 · DepositsDeposits for printed and custom ordersTooling and print costs start with a deposit; when the transfer is late, production waits.SolutionOnline Payments03 · Small customersStandard packaging payments from small businessesBakeries, cafés and online sellers buy small and often; payments are scattered.SolutionDealer Order ManagementOnline Payments04 · Raw materialsPaper, granules and sheet paid straight awayRaw material prices are volatile and terms short; sales payments arrive months later.SolutionSupplier Payments05 · ReconciliationPartial shipments and invoices posted by handOrders ship in parts and payments arrive on different dates.SolutionERP / CRM Integration06 · DBS and riskComing soonCustomer limits and risk scatteredCredit sales partly run on DBS; limits and struggling customers sit on separate screens.SolutionDBS ReportingCommercial Scoring
Problem 1 · Terms

Long terms from industrial customers

Packaging customers are usually large producers who pay on long terms, often by cheque. Raw materials such as paper, granules and sheet metal are paid straight away or on short terms, and the gap ties up the packaging maker’s cash.

Solution

  • Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
  • No waiting on cheque or promissory note maturities; your dealer repays the bank on term
  • Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
  • With Fibabanka and İşbank İşPay (DijiKolay Finansman), without visiting a branch
  • Terms of up to 18 months, company-specific pricing and cost sharing with Fibabanka
Dealer Financing
Monthly packaging shipment
Aegean Food Industries · TRY 620,000
Illustrative example
The usual way
  1. The customer hands over a 120-day post-dated cheque
  2. The raw material has already been paid for
  3. The receivable waits with you for four months
With Tahsildar
  1. The customer chooses to pay with financing at checkout · Fibabanka
  2. Once the loan is disbursed, the amount lands in your account
  3. The term sits between the customer and the bank; you are not a guarantor

Terms don’t tie up your cash. The amount is in your account on the day the loan is disbursed.

Problem 2 · Deposits

Deposits for printed and custom orders

For printed and custom-size packaging, tooling, plates and print costs come at the start of the order. The deposit is awaited by bank transfer, and production waits on payment while raw material prices move.

Solution

  • Send a payment link for the deposit together with the quote
  • You set how long the link stays valid; it closes when it expires
  • You decide whether the amount is fixed or editable
  • The customer pays by card in a single payment or in instalments, verified with 3D Secure
  • Track with timestamps whether each link was opened and paid
Online Payments
Printed box order
New product packaging · TRY 96,000 deposit
Illustrative example
The usual way
  1. The quote goes out by email
  2. The deposit transfer arrives days later
  3. Tooling waits for payment
With Tahsildar
  1. A deposit link valid for 48 hours goes out with the quote
  2. The customer pays by card the same day
  3. Production starts with the payment

Production doesn’t wait on payment. Less time between quote and payment.

Problem 3 · Small customers

Standard packaging payments from small businesses

Standard boxes, bags and cartons are bought often but in small amounts by bakeries, cafés, online sellers and small producers. Orders arrive by phone, and payment relies on bank transfers and reminders.

Solution

  • Dealers and small customers order from your private B2B storefront
  • Units of measure: case, pack, piece; volume target discounts
  • The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
  • Payment links by SMS, email or QR code for payments outside an order
  • Orders and payments sync to your ERP
ServiceOur team uploads your products, price lists and settings during onboarding.
Dealer Order ManagementOnline Payments
Standard packaging order
Bakery · 6 lines
Illustrative example
The usual way
  1. The customer orders by phone
  2. The invoice is sent separately
  3. The transfer is chased separately
With Tahsildar
  1. The customer orders from the storefront at their own price
  2. Pays by card
  3. The order and payment sync to the ERP

Small orders arrive with payment. Bank transfers are matched to the order too.

Problem 4 · Raw materials

Paper, granules and sheet paid straight away

Raw materials such as paper, granules, film and sheet metal have volatile prices and short terms. Payment for sales arrives months later, and the gap is covered from working capital.

Solution

  • See supplier payables from your ERP on one screen and pay them in bulk with your corporate card in one click
  • Your supplier is paid the next business day, with no need for factoring
  • Keep your cash longer: up to 40 days on a single payment, up to 12 months in instalments; no interest, only a card fee
  • You decide whether the card fee stays with the supplier or with your company
  • Once paid, the payable closes in your ERP; our team handles supplier onboarding
Supplier Payments
Raw material payables
Due this week · 3 suppliers
Illustrative example
The usual way
  1. Paper and granule suppliers are paid by bank transfer straight away
  2. Customer payment arrives 120 days later
  3. The gap is covered from working capital
With Tahsildar
  1. One bulk corporate card payment to three suppliers
  2. Suppliers are paid the next business day
  3. You keep your cash for up to 12 months in instalments

A shorter cash cycle. No interest, only a card fee.

Problem 5 · Reconciliation

Partial shipments and invoices posted by hand

Large packaging orders ship and are invoiced in parts, and payments arrive on different dates from different banks. Working out which payment belongs to which invoice is done by hand in accounting.

Solution

  • Dealers pay from their own screen, so the payer is known; the payment posts to their customer account in your ERP
  • Payments, POS transactions, refunds and voids post to the right customer account
  • Customer master data, balances, open items and invoices sync from your ERP to Tahsildar
  • Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
  • Sync timing is set in the panel and every sync is logged
ERP / CRM Integration
Month-end reconciliation
210 accounts · 4 banks
Illustrative example
The usual way
  1. Each bank statement is downloaded separately
  2. Payments are matched to invoices by hand
  3. Dealer reconciliation is done by phone
With Tahsildar
  1. Every payment posts to the right customer account in the ERP
  2. Refunds and voids post to the right account too
  3. A failed sync shows up with its reason

Less double entry, an ERP that stays current. Month-end reconciliation gets shorter.

Problem 6 · DBS and riskComing soon

Customer limits and risk scattered

In packaging, credit sales to dealers and customers partly run through several banks under Turkey’s Direct Debit System (DBS). Limits sit on separate screens, and a customer whose purchases are falling is often noticed late.

Solution

  • DBS Reporting: DBS credit limits, utilisation, invoices and maturities across all banks in one panel
  • An alert before a dealer’s limit is used up; settled and outstanding invoices tracked separately
  • Commercial Scoring: your whole dealer network monitored weekly, with deterioration visible 60–90 days before a late payment
  • No paperwork from dealers, no extra integration

Both products are in development. DBS Reporting is reporting only; Commercial Scoring is for companies that run dealer payments on Tahsildar.

DBS ReportingCommercial Scoring
Customer credit limits
Marmara Packaging Distribution · 3 banks
Illustrative example
The usual way
  1. Three banks’ DBS screens are checked one by one
  2. A used-up limit is noticed at shipment
  3. A struggling customer shows up when a payment is late
With Tahsildar
  1. Limit and utilisation at all three banks on one screen
  2. An alert before the limit is used up
  3. A notification when the customer’s grade changes

Shipment decisions backed by data. See the limit and direction before you ship.

Packaging

Frequently asked questions

Can’t find the answer you need? Review your customer and supplier payment set-up with our team.

+90 850 532 75 05

Packaging companies selling to industrial customers, dealers or small businesses: corrugated board and carton, plastic and film, metal and glass packaging manufacturers and distributors.

By credit card in a single payment or in instalments, or with Dealer Financing. With Dealer Financing, the amount goes straight to your company once the loan is disbursed, and the customer repays the bank on term. Your company never becomes a debtor or guarantor; the bank makes the credit decision.

Yes. In Online Payments you set the amount, description and validity of each link, and the link closes when it expires. Your customer pays by card through the link, in a single payment or in instalments.

With Supplier Payments, you pay supplier payables from your ERP in bulk with your corporate card. Suppliers are paid the next business day, and you keep your cash for up to 40 days on a single payment or up to 12 months in instalments. Available for suppliers in Turkey.

Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.

Your DBS agreements and credit limits stay with your banks. While you take card and financing payments through Tahsildar, DBS Reporting will let you track DBS credit limits, invoices and maturities across all banks in one panel. DBS Reporting is in development and is reporting only.

Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.

Onboarding and migration

Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.

Request a demo

Let’s plan your packaging payments together

Fill in the form and we’ll review your industrial customer, small business and raw material payments with you in a free demo.

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Packaging industry

Monthly volume