IndustriesB2B payments built formotorcycles and bicycles
Bring motorcycle and bicycle payments onto one platform, from dealers to service centres. Get paid for season stock without tying it to terms, and offer financing to customers in store.
From Motolux to Erkunt, leading brands run their B2B payments on Tahsildar.
The payment problems motorcycle and bicycle companies know best
Motorcycle, scooter, e-bike and bicycle brands, distributors, and spare parts and accessories suppliers run into the same issues. Tahsildar has a ready answer for each.
Dealer Financing
Payment Orchestration
Dealer Order Management
POS Reporting
ERP / CRM Integration
DBS Reporting
Commercial ScoringSeason stock goes to dealers on terms
Before the spring and summer season, dealers stock up on motorcycles and bicycles, and payment often arrives on cheques or notes dated after the season. If the season is poor, payment is rolled over and the risk stays with the distributor.
Solution
- Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
- No waiting on cheque or promissory note maturities; your dealer repays the bank on term
- Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
- With Fibabanka and İşbank İşPay (DijiKolay Finansman), without visiting a branch
- Terms of up to 18 months, company-specific pricing and cost sharing with Fibabanka
Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company- The dealer hands over a 150-day post-dated cheque
- You finance the stock through the season
- If the season is poor, the cheque is rolled over
- The dealer chooses to pay with financing at checkout · Fibabanka, 12 months
- Once the loan is disbursed, the amount lands in your account
- The term sits between your dealer and the bank; you are not a guarantor
Season stock is paid for upfront. The amount is in your account on the day the loan is disbursed.
Customers in store want financing and long terms
End customers buying a motorcycle or e-bike often want long terms. When card limits and instalments fall short, the dealer sells on its own promissory note or loses the sale.
Solution
- Your dealer’s customer applies for a Fibabanka personal loan from their phone in a few steps, without visiting a branch
- Even though the loan goes to the dealer’s customer, the amount goes straight to your company
- Card payments in a single payment or up to 12 instalments; you decide which instalment options are open
- Absorb the instalment interest yourself or pass it on to the customer
- Separate POS, instalment and fee set-ups for each dealer and dealer group
In Turkey, paying by card in instalments is common practice.
- The customer asks for long terms
- Card instalments fall short, so the dealer issues a promissory note
- Collecting the note becomes the dealer’s burden
- The customer applies for a personal loan by phone
- Once the loan is disbursed, the amount goes to your company
- The dealer has no notes to chase
Sales don’t stall on terms. The term sits with the bank; the payment comes to you.
Spare parts and accessories orders by phone
Service centres and dealers buy spare parts, tyres, helmets and accessories in small, frequent orders. Orders arrive by phone, and dealer-specific prices and warehouse stock are checked by hand.
Solution
- Dealers and service centres order from your private B2B storefront using group-specific price lists
- Stock by warehouse; product visibility by dealer group
- Category and brand discounts, volume target discounts
- The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
- Sub-dealers place their own orders; orders and payments sync to your ERP
- The service centre orders parts by phone
- Price and stock are checked by hand
- Payment is chased separately
- The service centre builds the basket with its own price list
- Warehouse stock shows in the basket
- Pays; the order and payment sync to the ERP
Parts orders arrive with payment. Order and payment in one flow.
Instalments and interest during seasonal promotions
During season-opening and holiday promotions, instalment counts, partner banks and instalment interest change. Each dealer’s terms are set one by one, and whether the fee charged matches your agreement often goes unchecked.
Solution
- Payment Orchestration routes every payment to the most suitable POS according to your rules; 23 banks and 23 payment institutions
- Open or close instalments for your dealers; absorb the instalment interest or pass it on
- Separate POS, instalment and fee set-ups for each dealer, dealer group or sub-dealer
- POS Reporting compares the agreed rate with the rate charged on every transaction and alerts you to deviations
- Payouts are verified against your bank account
- Promotion terms are emailed to dealers
- Each dealer’s POS settings are changed one by one
- Fee differences show up at month-end
- One promotion rule is set for the dealer group
- Payments route to the best POS for the instalment count
- The rate charged is checked against your agreement
Promotions run on rules. You get an alert when a rate deviates.
Vehicle, parts and service payments kept apart
Payments for vehicles, spare parts and service from the same dealer arrive through different channels and banks. Posting them all to the right account and reconciling with dealers takes accounting time.
Solution
- Dealers pay from their own screen, so the payer is known; the payment posts to their customer account in your ERP
- Payments, POS transactions, refunds and voids post to the right customer account
- Customer master data, balances, open items and invoices sync from your ERP to Tahsildar
- Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
- Sync timing is set in the panel and every sync is logged
- Each bank statement is downloaded separately
- Vehicle, parts and service payments are posted separately
- Dealer reconciliation is done by phone
- Every payment posts to the right customer account in the ERP
- Refunds and voids post to the right account too
- A failed sync shows up with its reason
Less double entry, an ERP that stays current. Month-end reconciliation gets shorter.
Dealer limits and season risk scattered
In motorcycles and bicycles, credit sales to dealers commonly run through several banks under Turkey’s Direct Debit System (DBS). Limits sit on separate screens, and a dealer with a poor season is often noticed only when a payment is late.
Solution
- DBS Reporting: DBS credit limits, utilisation, invoices and maturities across all banks in one panel
- An alert before a dealer’s limit is used up; settled and outstanding invoices tracked separately
- Commercial Scoring: your whole dealer network monitored weekly, with deterioration visible 60–90 days before a late payment
- No paperwork from dealers, no extra integration
Both products are in development. DBS Reporting is reporting only; Commercial Scoring is for companies that run dealer payments on Tahsildar.
- Three banks’ DBS screens are checked one by one
- A used-up limit is noticed at shipment
- A struggling dealer shows up when a payment is late
- Limit and utilisation at all three banks on one screen
- An alert before the limit is used up
- A notification when the dealer’s grade changes
Shipment decisions backed by data. See the limit and direction before you ship.
Frequently asked questions
Can’t find the answer you need? Review your dealer and service network’s payment set-up with our team.
+90 850 532 75 05Companies selling through dealer and service networks: motorcycle, scooter, e-bike and bicycle brands and distributors, and spare parts and accessories suppliers.
By credit card in a single payment or in instalments, or with Dealer Financing. With Dealer Financing, the amount goes straight to your company once the loan is disbursed, and your dealer repays the bank on term. Your company never becomes the dealer’s debtor or guarantor.
Yes. Your dealer’s customer can apply for a Fibabanka personal loan from their phone, without visiting a branch. Even though the loan goes to the dealer’s customer, the amount goes straight to your company. The bank makes the credit decision.
Yes. With Dealer Order Management, dealers and service centres order from your private storefront with their own price list, and the basket closes with payment by card, bank transfer, Dealer Financing or on account. Orders and payments sync to your ERP.
Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.
Your DBS agreements and credit limits stay with your banks. While you take card and financing payments through Tahsildar, DBS Reporting will let you track DBS credit limits, invoices and maturities across all banks in one panel. DBS Reporting is in development and is reporting only.
Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.
Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.
Let’s plan your dealer network’s payments
Fill in the form and we’ll review your dealer stock, end-customer and spare parts payments with you in a free demo.