Industries

B2B payments built forthe machinery industry

Bring payments for high-value machinery onto one platform, from farm machinery to industrial equipment. Get paid upfront with financing, and take spare parts and service payments by link.

From Erkunt to Musatti, leading brands run their B2B payments on Tahsildar.

Erkunt
İşbir
Netafim
Mutlusan
Kuzey Boru
Skytech
Musatti
In a farm machinery dealership, a service technician walks a customer through a tractor
Instalment payments for high-value machinery sales
Problem 1 · Financing

Long terms on high-value machinery

Machinery sales are high value, and buyers often want long terms. The term spreads by promissory note to the dealer and from the dealer to you; the receivable waits for months, and one unpaid note means a serious loss.

Solution

  • Your dealer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
  • With İşbank İşPay, up to TRY 2 million for sole proprietorships and up to TRY 10 million for incorporated companies within limits set at the branch
  • With Fibabanka, up to TRY 2 million in dealer and commercial credit and up to TRY 2 million in agricultural credit; terms of up to 18 months
  • Your company never becomes the dealer’s debtor or guarantor; the bank makes the credit decision
  • Company-specific pricing and cost sharing with Fibabanka
Machinery sale
Konya Farm Machinery · TRY 2,400,000
Illustrative example
The usual way
  1. The buyer signs a 12-month promissory note
  2. The dealer endorses the note to you
  3. The receivable waits with you until the note is paid
With Tahsildar
  1. The dealer chooses to pay with financing at checkout · İşbank İşPay, incorporated company
  2. Once the loan is disbursed, the amount lands in your account
  3. The term sits between the dealer and the bank; you are not a guarantor

High-value sales paid for upfront. The bank may review larger amounts further.

Problem 2 · Deposits

Custom production starts with a deposit

For custom-built machines or those with imported components, production starts with a deposit. The deposit is awaited by bank transfer while exchange rates and prices move between quote and payment, and the production plan waits on the payment.

Solution

  • Send a payment link for the deposit together with the quote or proforma
  • You set how long the link stays valid; it closes when it expires
  • Your customer pays by card in a single payment or in instalments, verified with 3D Secure
  • Use a separate link or an editable amount for the balance
  • Track with timestamps whether each link was opened and paid
Custom order deposit
Packaging line · TRY 380,000 deposit
Illustrative example
The usual way
  1. The proforma goes out by email
  2. The deposit transfer arrives a few days later
  3. Rates and prices move in the meantime
With Tahsildar
  1. A deposit link valid for 48 hours goes out with the proforma
  2. The customer pays by card the same day
  3. Production starts with the payment

Production doesn’t wait on payment. Less time between quote and payment.

Problem 3 · Spare parts and service

Scattered spare parts and service payments

After a machine is sold, spare parts and service payments continue for years. Service centres and dealers order parts by phone, and maintenance contract payments are tracked on separate lists.

Solution

  • Service centres and dealers order spare parts from your private B2B storefront using group-specific price lists
  • Stock by warehouse and units of measure; the basket closes with payment by card, bank transfer or on account
  • Recurring payments for maintenance contracts: monthly or a custom schedule
  • Retry rules for failed transactions
  • Automatic reminders go out before the due date
ServiceOur team uploads your products, price lists and settings during onboarding.
Service network
64 authorised service centres · parts and maintenance
Illustrative example
The usual way
  1. Service centres order parts by phone
  2. Maintenance payments are tracked on a separate list
  3. Late payments are noticed at month-end
With Tahsildar
  1. The service centre orders parts from the storefront with its own price list
  2. Maintenance contracts are taken as monthly recurring payments
  3. Automatic reminders go out before the due date

After-sales payments get organised. Parts and maintenance payments on one screen.

Problem 4 · Currency

Foreign-currency pricing and export payments

Machinery prices are often set in foreign currency, and some buyers are abroad. Payments for spare parts and small orders from abroad take days by international bank transfer.

Solution

  • Send your buyer abroad a payment link by email or messaging app
  • Multi-currency and multilingual support; 122 currencies supported
  • Payment Orchestration routes payments to a POS by currency according to your rules
  • TRY, USD and EUR price lists in Dealer Order Management
  • If a payment fails, the reason shows in plain language
Spare parts for export
Dealer in Kazakhstan · $8,400
Illustrative example
The usual way
  1. The dealer is sent an IBAN
  2. The international transfer takes days
  3. The parts wait until payment arrives
With Tahsildar
  1. The payment link goes out in dollars and English
  2. The payment routes to the right POS for the currency
  3. The payment shows in the panel and the parts ship

Buyers pay in their own currency. 122 currencies supported.

Problem 5 · Reconciliation

Machines, parts and service in one account

Payments for machines, spare parts and service from the same dealer arrive through different channels and banks. Posting them all to the right account and reconciling with dealers takes accounting time.

Solution

  • Dealers pay from their own screen, so the payer is known; the payment posts to their customer account in your ERP
  • Payments, POS transactions, refunds and voids post to the right customer account
  • Customer master data, balances, open items and invoices sync from your ERP to Tahsildar
  • Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
  • Sync timing is set in the panel and every sync is logged
Month-end reconciliation
140 dealers and service centres · 4 banks
Illustrative example
The usual way
  1. Each bank statement is downloaded separately
  2. Machine, parts and service payments are posted separately
  3. Dealer reconciliation is done by phone
With Tahsildar
  1. Every payment posts to the dealer’s customer account in the ERP
  2. Refunds and voids post to the right account too
  3. A failed sync shows up with its reason

Less double entry. Month-end reconciliation gets shorter.

Problem 6 · DBS and riskComing soon

Dealer limits and risk scattered

In machinery, credit sales to dealers commonly run through several banks under Turkey’s Direct Debit System (DBS). On high-value shipments, how much limit each dealer has left at each bank sits on separate screens.

Solution

  • DBS Reporting: DBS credit limits, utilisation, invoices and maturities across all banks in one panel
  • An alert before a dealer’s limit is used up; settled and outstanding invoices tracked separately
  • Commercial Scoring: your whole dealer network monitored weekly, with deterioration visible 60–90 days before a late payment
  • No paperwork from dealers, no extra integration

Both products are in development. DBS Reporting is reporting only; Commercial Scoring is for companies that run dealer payments on Tahsildar.

Dealer credit limits
Aegean Machinery Dealer · 3 banks
Illustrative example
The usual way
  1. Three banks’ DBS screens are checked one by one
  2. A used-up limit is noticed at shipment
  3. A struggling dealer shows up when a payment is late
With Tahsildar
  1. Limit and utilisation at all three banks on one screen
  2. An alert before the limit is used up
  3. A notification when the dealer’s grade changes

Shipment decisions backed by data. See the dealer’s limit and direction before you ship.

Machinery

Frequently asked questions

Can’t find the answer you need? Review your dealer and service network’s payment set-up with our team.

+90 850 532 75 05

Machinery companies selling to dealers, service centres or end users: farm machinery, construction equipment, industrial machinery and equipment manufacturers and distributors.

Yes. With Dealer Financing, your dealer pays with credit of up to TRY 2 million for sole proprietorships and up to TRY 10 million for incorporated companies with İşbank İşPay, or up to TRY 2 million with Fibabanka. Once the loan is disbursed, the amount goes straight to your company; the bank makes the credit decision and may review larger amounts further.

Yes. In Online Payments you set the amount, description and validity of each link, and the link closes when it expires. Your customer pays by card through the link, in a single payment or in instalments.

Dealer Order Management for spare parts: service centres and dealers order from your private storefront with their own price list, and the basket closes with payment. For maintenance contracts, you set up recurring payments in Online Payments.

Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.

Your DBS agreements and credit limits stay with your banks. While you take card and financing payments through Tahsildar, DBS Reporting will let you track DBS credit limits, invoices and maturities across all banks in one panel. DBS Reporting is in development and is reporting only.

Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.

Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.

Request a demo

Let’s plan your machinery payments together

Fill in the form and we’ll review your machinery sales, spare parts and service payments with you in a free demo.

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Machinery industry

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