IndustriesB2B payments built forfertiliser and feed
Bring fertiliser and feed payments onto one platform, from dealers to livestock farmers and from cooperatives to growers. Get paid without waiting for the season or the milk cheque, and take card payments in the field.
From Ofis Yem to Sadal, leading brands run their B2B payments on Tahsildar.
The payment problems fertiliser and feed companies know best
Fertiliser producers and distributors, compound feed mills, feed and fertiliser dealers and companies selling to livestock and dairy farmers run into the same issues. Tahsildar has a ready answer for each.
Dealer Financing
Dealer Order Management
Physical POS
Online Payments
Dealer Payments
ERP / CRM Integration
Commercial Scoring
DBS ReportingFeed bills depend on milk income and livestock sales
Livestock and dairy farmers buy feed regularly every month but pay when the milk cheque arrives or when animals are sold. The feed dealer’s receivable builds up for months, and the dealer in turn delays paying the producer.
Solution
- Your dealer or the farmer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company
- Fibabanka agricultural credit of up to TRY 2 million for local farmers; up to TRY 2 million in dealer and commercial credit
- Terms of up to 18 months with Fibabanka; you choose the term to match the production cycle
- Your company never becomes the dealer’s or farmer’s debtor or guarantor; the bank makes the credit decision
- Cost sharing: your share is netted off the proceeds, with no separate invoice
Your dealer or the farmer chooses Dealer Financing at checkout; once the loan is disbursed, the amount goes straight to your company- The farmer signs a note due after livestock sales
- The dealer carries the receivable for months
- The dealer in turn delays paying the producer
- The farmer chooses agricultural credit at checkout · Fibabanka
- Once the loan is disbursed, the amount lands in your account
- The term sits between the farmer and the bank; you are not a guarantor
Feed receivables don’t build up. The amount is in your account on the day the loan is disbursed.
Orders and terms pile up in fertiliser season
At planting and top-dressing time, orders pile into a few weeks and prices change quickly. Orders are taken by phone, tonnes and sacks are worked out by hand, and payment is dated after the harvest.
Solution
- Dealers order from your private B2B storefront using price lists specific to their dealer group
- Unit conversion and units of measure: tonne, sack, pallet; stock by warehouse
- Volume target discounts, category and brand discounts
- The basket closes with payment: card in instalments, bank transfer (EFT and havale), Dealer Financing or on account
- Your field team enters sales rep orders; orders and payments sync to your ERP
- The dealer calls to ask for the current price
- Tonnes and sacks are worked out by hand
- Payment is left until after the harvest
- The dealer builds the basket with their own price list
- Tonne and sack units show in the basket
- Pays by card or financing
The season doesn’t jam the phones. Orders and payments sync to your ERP.
Getting paid in villages and on farms
Feed and fertiliser are often delivered straight to farms and villages. The delivery team collects cash and promissory notes, and payments show up only once they are written into a ledger at night.
Solution
- Assign a Physical POS to your delivery team or field rep, who take card payments in the field
- Single-payment sales land on your company card the next day at 0% fee
- Payment links reach remote farmers by SMS or QR code; they pay by credit card or agricultural card
- See which POS is with which team and how much came in from each point on one screen
- Automatic reminders go to farmers before the due date
Agricultural cards are a Turkey-specific card type for farmers. You can accept Ziraat Bankası Başak Kart, İşbank İmece Kart, VakıfBank TarımKart, TEB Harman Kart, DenizBank Üretici Kart, Şekerbank Hasat Kart and Kuveyt Türk Tohum Kart; we integrate with banks’ agricultural POS.
ServiceGet a free quote for agricultural POS from payment institutions; we compare at least 3 quotes for you.- The team collects cash and notes
- Payments are written into a ledger at night
- Who paid only becomes clear the next day
- The farmer pays by card on the team’s POS
- Remote farmers receive a payment link by SMS
- Payments from every delivery on one screen
Field payments are on record. Less cash to carry.
Dealers collect from farmers but pay you late
Fertiliser and feed often sell through a producer, dealer and farmer chain. The dealer collects from farmers and pays the producer separately, and the dealer’s receivables from farmers are invisible to the producer.
Solution
- Dealers and sub-dealers take payments from farmers and pay you from the same screen
- Payments can go to the dealer’s IBAN, or come straight to you and post to the dealer’s account as a credit
- Set a separate payment set-up and credit limit for each dealer
- In the producer, dealer and sub-dealer chain, everyone sees their own reports and you see the whole network
- Dealers log in on your own domain and see your brand
- The dealer collects cash and notes from farmers
- Payment to the producer arrives at month-end
- The dealer’s open receivables are invisible to the producer
- Farmers pay by card from the dealer’s screen
- The payment comes to you and posts to the dealer’s account as a credit
- Dealer and farmer payments in the same report
The whole chain is visible. You see which dealer collected from which farmer.
End-of-season reconciliation drags on
Dealer and farmer payments arrive by cheque, promissory note, bank transfer, card and financing at different banks. Working out which payment belongs to which account is accounting’s longest job at the end of the season.
Solution
- Dealers pay from their own screen, so the payer is known; the payment posts to their customer account in your ERP
- Payments, POS transactions, refunds and voids post to the right customer account
- Customer master data, balances, open items and invoices sync from your ERP to Tahsildar
- Bi-directional sync with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim); no middleware
- Sync timing is set in the panel and every sync is logged
- Each bank statement is downloaded separately
- The customer is found from the description and the payment posted by hand
- Dealer reconciliation is done by phone
- Every payment posts to the right customer account in the ERP
- Refunds and voids post to the right account too
- A failed sync shows up with its reason
Less double entry, an ERP that stays current. Month-end reconciliation gets shorter.
A bad season and falling prices squeeze dealers
Drought and falling milk and meat prices hit the farmer’s ability to pay first, then the dealer’s. A dealer’s purchases and payment pattern start changing months earlier, but the problem is often noticed only when a payment is late.
Solution
- Commercial Scoring: your whole dealer network monitored weekly, with deterioration visible 60–90 days before a late payment
- Improving and deteriorating dealers listed separately; a notification when a grade changes
- Track by region, sales rep and dealer group
- DBS Reporting: DBS credit limits, invoices and maturities across all banks in one panel
- No paperwork from dealers, no extra integration
Both products are in development. Commercial Scoring is for companies that run dealer payments on Tahsildar; DBS Reporting is reporting only.
- A dealer’s purchases fall without anyone noticing
- Payments start to slip
- Credit terms change only after the late payment
- A dealer with weakening purchase continuity is flagged
- A notification when the grade changes
- Terms are reviewed before any late payment
See risk before a payment is late. Decide before you ship.
Frequently asked questions
Can’t find the answer you need? Review your dealer and farmer payment set-up with our team.
+90 850 532 75 05Companies selling to dealers, cooperatives or farmers: fertiliser producers and distributors, compound feed mills, and feed and fertiliser dealers.
With Dealer Financing. Fibabanka agricultural credit of up to TRY 2 million is available to local farmers; once the loan is disbursed, the amount goes straight to your company and the farmer repays the bank on term. The bank makes the credit decision.
Yes. Dealer Order Management supports unit conversion and units of measure, so dealers add products to the basket in their own units. Dealer-group price lists and stock by warehouse are supported.
Yes. Agricultural cards are a Turkey-specific card type for farmers, and Tahsildar integrates with banks’ agricultural POS: you can accept Ziraat Bankası Başak Kart, İşbank İmece Kart, VakıfBank TarımKart, TEB Harman Kart, DenizBank Üretici Kart, Şekerbank Hasat Kart and Kuveyt Türk Tohum Kart. Agricultural POS runs as a virtual POS, so you can also send farmers a payment link. For agricultural POS from payment institutions, use our free POS pricing quote service; rates are set by the payment institutions.
Tahsildar syncs bi-directionally with SAP and Turkey’s leading ERPs (Logo, Mikro, Nebim), as well as other widely used ERPs. Customer master data, balances and open items come from your ERP; payments, POS transactions, refunds and voids post to the right customer account. No middleware is needed; you only grant access.
Most set-ups go live within 24 hours, depending on your infrastructure. You set everything up together with your dedicated onboarding specialist, and your existing dealer data and customer accounts are migrated at no extra cost.
Tahsildar is offered as a package. We’ll work out the products and plan that fit you in a free demo. Onboarding support, your dedicated account managers and web services / API come at no extra cost.
Let’s plan your fertiliser and feed payments
Fill in the form and we’ll review your dealer, livestock farmer and seasonal payments with you in a free demo.